Free CA-Built Tool

Form 128 — Lower TDS
Requested Rate Calculator

Get the exact percentage to enter on TRACES for your Form 128 application — the number your CA must compute before filing under Section 395.

Calculate Your Requested Rate

Enter your property details. Results show the exact % for TRACES and your potential TDS saving.

Total sale consideration
Original cost or 2001 FMV
CII 2026-27 = 363
Renovation, construction etc.
Reinvestment in new property
NHAI/REC bonds (max ₹50L)
Requested Rate to Enter on TRACES (Form 128)
Enter this exact % in your Form 128 / Section 395 application on TRACES
Capital Gains
Tax on LTCG
Surcharge + Cess
Total Tax Liability
Buyer's TDS at 23.92%
Your TDS Saving
⚠️ This is an estimate based on figures entered. Actual liability depends on your complete income profile, DTAA applicability, and other deductions. Our CA team certifies the exact figure before TRACES submission.

Our CA team files Form 128 on TRACES and secures your Lower TDS Certificate — typically within 30 days.

Get Form 128 Filed by Our CA Team →

What is the Requested Rate in Form 128?

Why the Requested Rate Matters

Without a Lower TDS Certificate, your buyer deducts TDS at 23.92% on the entire sale value — not just your profit. On a ₹1 Cr sale, that's ₹23.9 lakhs withheld upfront before you receive anything.

What This Calculator Computes

Your actual tax liability as a % of sale value. This % is the Requested Rate you enter on TRACES when filing Form 128 under Section 395, so TDS matches your real tax — not the standard rate.

IT Act 2025 vs Old Regime

From FY 2026-27, NRIs can choose 12.5% LTCG without indexation (IT Act 2025) or 20% with indexation. The better option depends on your purchase year and price appreciation.

Timeline for Form 128

Apply at least 4–6 weeks before sale registration. The Income Tax Officer typically takes 3–4 weeks to issue the certificate. Apply early — our CA team manages the entire TRACES process.